Hove Mortgage Blog

Buy-to-let mortgage rates play a crucial role in your investment returns. With interest rates fluctuating in 2025, landlords must stay informed to secure the best deals. What Are Current Buy-to-Let Mortgage Rates? In 2025, BTL mortgage rates are influenced by:✔ Bank of England base rate – affecting lender pricing.✔ Loan-to-Value (LTV) ratio – lower LTVs…

Hove is home to a vibrant food scene, offering everything from seafood and fine dining to cozy cafés and international cuisine. Whether you’re a local or just visiting, here are the top restaurants in Hove that you must try this year. 🍽️ Best Restaurants in Hove for 2025 1. The Urchin – Best for Seafood…

Investing in property remains one of the most popular ways to build long-term wealth in the UK. But if you’re considering becoming a landlord in 2025, understanding buy-to-let mortgages is essential. This guide will walk you through everything you need to know, from eligibility requirements to securing the best mortgage deal. What Is a Buy-to-Let…

While remortgaging can save you money, there are also hidden costs you need to be aware of. Common Hidden Costs of Remortgaging 1. Early Repayment Charges (ERCs) 2. Valuation & Legal Fees 3. Exit Fees 4. Arrangement Fees 5. Higher Monthly Payments How to Minimise Remortgaging Costs ✅ Start the remortgage process early – Avoid…

Hove is known for its beautiful parks, providing green space for relaxation, exercise, and family outings. 🌳 Best Parks in Hove 1. Hove Park ✔ Large open space with playgrounds and a running track.✔ Home to The Goldstone, a famous rock formation. 2. St Ann’s Well Gardens ✔ Beautiful gardens and wooded areas.✔ Café, tennis…

If you’ve built up equity in your home, you may be able to remortgage to access cash for renovations, debt consolidation, or other needs. How Does Equity Release Through Remortgaging Work? How Much Equity Can You Release? Lenders typically allow 75-90% Loan-to-Value (LTV).For example:If your home is worth £300,000 and your remaining mortgage is £100,000,…

Hove has excellent transport links, making it easy to travel around the city and beyond. Whether you’re commuting to Brighton, London, or exploring Sussex, here’s a guide to public transport in Hove. 🚆 Train Services from Hove ✔ Hove Station → Brighton: 4-minute journey.✔ Hove Station → London Victoria: 1 hour 10 minutes.✔ Aldrington Station…

Buying your first home in 2025? The UK government continues to offer several schemes to make homeownership more affordable. 1. First Homes Scheme 2. Mortgage Guarantee Scheme 3. Shared Ownership Scheme 4. Lifetime ISA (LISA) 💡 Tip: Research these schemes early to boost your chances of homeownership in 2025!

Homeowners aged 55+ may be considering equity release as an alternative to remortgaging. But how do these options compare? What Is Equity Release? Equity release allows homeowners over 55 to access the value tied up in their property without selling. Types of Equity Release in 2025 🔹 Lifetime Mortgage – A loan secured against your…

If you’re moving to Hove with children, choosing the right school is a top priority. Fortunately, the area has excellent primary and secondary schools, many rated Good or Outstanding by Ofsted. 🏫 Best Primary Schools in Hove School Name Ofsted Rating Notable Features West Hove Infant School Outstanding Excellent early years education Goldstone Primary School…