Hove Mortgage Blog

With fluctuating interest rates and an increasing number of mortgage products available, finding the right home loan can be challenging. A mortgage broker can simplify the process, saving you both time and money. Here’s how. What Does a Mortgage Broker Do? A mortgage broker is a specialist who helps you find the best mortgage deal…

Buying your first home is an exciting milestone, but navigating the mortgage process can feel overwhelming. With the UK mortgage market constantly evolving, it’s important to stay updated on the latest options and requirements. In this guide, we’ll walk you through everything you need to know about first-time buyer mortgages in 2025. What Is a…

Buying your first home is an exciting milestone, but with rising property prices and changing mortgage regulations, it can feel overwhelming. In 2025, there are still plenty of opportunities for first-time buyers, but preparation is key. This guide will take you through everything you need to know to secure your first home successfully. Step 1:…

Thinking of buying a coastal home in East Sussex? Whether it’s a holiday home, rental investment, or dream seaside retreat, securing the right mortgage can be challenging. Key Considerations for Coastal Property Mortgages 🔸 Higher Demand & Prices – Areas like Brighton, Eastbourne, and Seaford see premium pricing for seafront homes.🔸 Flood Risk Assessments –…

Co-living is gaining popularity in Hove, as young professionals, digital nomads, and eco-conscious renters look for affordable, community-driven housing. 🏠 What Is Co-Living? Co-living involves private rooms within a shared home, offering communal spaces such as kitchens, lounges, and workspaces. ✔ Affordable rents – A great alternative to high Brighton prices.✔ Built-in community – Ideal…

Hove & Brighton remain two of the most popular areas to buy property, but finding the best mortgage deal can make a huge financial difference. Current Mortgage Market in 2025 🔹 Fixed-Rate Mortgages: 5-year fixes at 4-5% interest (depending on deposit size).🔹 Tracker Mortgages: Rates following the Bank of England base rate (potentially lower, but…

Looking for the best areas in Hove to raise a family? These neighbourhoods offer great schools, parks, and a strong sense of community. 1. West Hove – Best for Schools ✔ Top-rated schools (West Hove Infant School, Hove Park School).✔ Spacious Victorian and Edwardian homes.✔ Close to Hove Lagoon & local parks. 2. Aldrington –…

Property taxes can be confusing, but if you own a home in Hove, you need to understand your tax obligations. From Council Tax to Stamp Duty, this guide breaks down what you need to pay in 2024. 1. Council Tax in Hove (2024 Rates) Council Tax is a local charge based on your property’s valuation…

Brighton and Hove attract property investors, but which city is better for buy-to-let returns? Factor Hove Brighton Average Price £450,000 £500,000+ Rental Yield 4-5% 3.5-4% Tenant Demand High Very High Short-Term Lets Growing Strictly regulated Which is Better for Investment? ✔ For long-term growth: Brighton✔ For rental income: Hove (better yields, less competition) 💡 Tip:…

Thinking of becoming a Hove landlord? The rental market remains strong, with high demand from professionals and students. ✔ Average rental yield in Hove: 4-5%.✔ 2-bedroom flats in demand (£1,500–£1,800 per month).✔ Best areas for investment: Central Hove, Poets’ Corner, and West Hove. 💡 Tip: Consider short-term lets – Airbnb rentals near Hove Beach generate…