Buying your first home in Hove is exciting, but it can also feel overwhelming. There are a lot of moving parts, and plenty of new jargon. The good news is that once you break it down into stages, it becomes much more manageable. Here is a simple step by step guide to getting your first…

Overpaying Your Mortgage in Hove Once you are settled in your home in Hove, it is normal to start wondering if there is a way to clear the mortgage a bit faster. Overpaying may not be the most exciting thing compared to a new kitchen or a trip away, but the long term savings can…

Remortgaging in Brighton and Hove to Clear Debts or Fund Home Improvements – What You Need to Know Many homeowners in Brighton and Hove reach a point where they want to tidy up their finances or invest in their property. Two very common reasons to remortgage are: Used sensibly, both can make a lot of…

Local vs Online Mortgage Brokers in Hove – Which Works Best for Your Situation? These days you can get a mortgage quote in a few taps on your phone. At the same time, there are still brokers sat in offices in Hove, Portslade and Brighton meeting clients face to face. So which is better? The…

What a Hove Mortgage Broker Can Do That Your Bank Can’t – Real Examples From Local Buyers If you have banked with the same high street name for years, it feels natural to go there first for a mortgage. Sometimes that works perfectly. Sometimes it doesn’t. Here are a few real world style examples of…

Remortgage in Brighton and Hove – 7 Ways to Cut Your Monthly Payments in 2026 If you live in Brighton or Hove, you will have noticed how much mortgage rates have shifted over the last few years. If your fixed deal is ending or you are sitting on a higher rate, a remortgage could reduce…

With property prices in Hove and Brighton higher than many other parts of the country, saving a deposit can feel like the hardest part of buying your first home. The good news is that small, consistent steps and smart use of help available can move you forward faster than you might think. 1 – Set…

Looking at a flat above a shop or cafe in Hove? Lender criteria, valuation considerations and checklist to avoid last-minute surprises. Flats above commercial premises can be great value along Church Road and near the seafront, but lenders are cautious. Do your homework: Want us to sense check an address before you offer? Use the…

Moving or remortgaging mid-fix in Hove? How ERCs work and smart ways to avoid or reduce them, including porting and timings. ERCs can bite if you switch products before your fixed period ends. Ways to manage ERCs: Need help lining up dates? Contact us.

Struggling to borrow enough in Hove? JBSP lets family income support your mortgage without putting them on the deeds. How it works and what lenders want. JBSP lets a close family member join the mortgage but not the title, so their income helps pass affordability while avoiding additional property stamp duty for them. Compare with…