Remortgage in Brighton and Hove – 7 Ways to Cut Your Monthly Payments in 2026 If you live in Brighton or Hove, you will have noticed how much mortgage rates have shifted over the last few years. If your fixed deal is ending or you are sitting on a higher rate, a remortgage could reduce…

With property prices in Hove and Brighton higher than many other parts of the country, saving a deposit can feel like the hardest part of buying your first home. The good news is that small, consistent steps and smart use of help available can move you forward faster than you might think. 1 – Set…

Looking at a flat above a shop or cafe in Hove? Lender criteria, valuation considerations and checklist to avoid last-minute surprises. Flats above commercial premises can be great value along Church Road and near the seafront, but lenders are cautious. Do your homework: Want us to sense check an address before you offer? Use the…

Moving or remortgaging mid-fix in Hove? How ERCs work and smart ways to avoid or reduce them, including porting and timings. ERCs can bite if you switch products before your fixed period ends. Ways to manage ERCs: Need help lining up dates? Contact us.

Struggling to borrow enough in Hove? JBSP lets family income support your mortgage without putting them on the deeds. How it works and what lenders want. JBSP lets a close family member join the mortgage but not the title, so their income helps pass affordability while avoiding additional property stamp duty for them. Compare with…

First Time Buyer Schemes and Low Deposit Mortgages in Hove and Portslade – 2025 Summary Saving a deposit is often the toughest part of buying a first home in Hove. With local prices where they are, even 10 percent can feel like a huge amount of money. The good news is that there are a…

How Much Can a First Time Buyer Borrow in Hove – Local 2026 Examples and Numbers One of the first questions almost every first time buyer in Hove asks is “How much can I actually borrow?”. The exact answer depends on your income, debts and credit profile, but it helps to see some realistic examples…

How to Choose the Best Mortgage Broker in Hove – Questions to Ask Before You Commit Choosing a mortgage broker is a bit like choosing a builder. Pick the right one and the whole job feels easy. Pick badly and you spend weeks chasing, worrying and repeating the same information. Here are some simple questions…

If you are looking to buy or remortgage in Hove, it is very easy to think “I’ll just speak to my bank” and leave it at that. On the surface, it sounds simple. One phone call, one lender, job done. The problem is, the mortgage market in 2026 is anything but simple, especially in and…

First-Time Buyer Mistakes to Avoid in Hove Buying your first place in Hove is exciting, but it is very easy to get swept along and trip over things that could have been avoided. If you are looking around areas like Aldrington, Portslade or West Hove, a bit of planning goes a long way. Here are…